How it works

From paper to portal in days

NaijaCoop is designed so that any executive committee can set up and run their cooperative digitally.

1

Create your cooperative

Sign up with your cooperative's name, RC number (if registered) and your details. Choose a plan — the Starter plan is free.

2

Configure savings & loans

Default savings types and a loan product are created for you. Tweak interest rates, minimums and tenures to match your by-laws.

3

Invite members

Share your unique join code (e.g. SUNRISE1) or send email invites. Members register themselves with their own accounts.

4

Approve & go live

Approve pending members. They can immediately start saving via Paystack and apply for loans.

For members

Log in to a personal dashboard showing savings balance, recent transactions, active loans and announcements. Deposit savings in seconds with Paystack (card, transfer or USSD). Apply for loans and repay installments online.

For cooperative admins

A command center with member directory, pending approvals, savings management, loan workflow (approve → disburse → track repayments), withdrawal payouts, announcements, invites, reports and billing.

For the platform owner

If you are running NaijaCoop as a SaaS business, the Super Admin panel manages all organizations: create/suspend accounts, set plans and prices, view subscription revenue, and impersonate any tenant to help them.

Payments that just work

NaijaCoop is fully integrated with Paystack: initialize → checkout → verify + webhook. Payments are idempotent (never double-credited), logged and reconcilable.

Start today

Create your cooperative and invite your first members — it takes less than 5 minutes.

Create your cooperative