🇳🇬 Built for Nigerian cooperatives · Paystack-powered

Run your cooperative like a modern bank — savings, loans & members in one place

Digital cooperative banking & management for Nigerian cooperatives NaijaCoop gives every cooperative its own secure digital portal with member self-registration, Paystack payments and a transparent ledger.

₦0to get started
100%Paystack-secured
3 minsetup time
24/7member access
Everything included

All the tools a modern cooperative needs

From member registration to loan disbursement, NaijaCoop digitizes every workflow your cooperative runs on paper today.

Digital Savings

Members contribute anytime, anywhere via Paystack cards, bank transfer or USSD. Deposits credit instantly and the ledger updates automatically.

Loan Management

Loan products, applications, approval workflows, auto-generated repayment schedules and installment tracking — all in one place.

Member Management

Members join with a simple invite code, upload their profile, and the admin approves with one click. Full member directory with balances.

Transparent Ledger

Every naira is traceable: deposits, withdrawals, disbursements and repayments with running balances and PDF-ready statements.

Reports & Analytics

Dashboards for admins and members, monthly summaries, and one-click CSV exports for meetings and audits.

Multi-admin Security

Role-based access: Super Admin for the platform, Org Admins per cooperative, and members see only their own records.

How it works

Live in four simple steps

1

Register your cooperative

Create your organization in minutes and pick a plan — free to start.

2

Invite your members

Share your unique join code or email invites. Members self-register and await approval.

3

Members save & borrow

Members fund savings via Paystack; loans are applied for, approved and tracked automatically.

4

Manage & report

Admins monitor balances, approve withdrawals, publish announcements and export reports.

Ready to take your cooperative digital?

Join hundreds of Nigerian cooperatives growing with NaijaCoop. Your first 14 days are free — no card required.